Loan Rates
Residential Mortgage
Contact us for current rates.
Home Equity Line of Credit*
Rates as of: March 22, 2010
Home Equity Line Rates |
|
Term |
Credit Limit Range |
Interest Rate |
APR |
|
10 Years |
$10,000 - $24,999 |
Prime + 1.50% |
4.75% |
|
10 Years |
$25,000 - $149,999 |
Prime + 1.25% |
4.50% |
|
10 Years |
$150,000 - $499,999 |
Prime + 1.00% |
4.50% |
|
10 Years |
$500,000 - $1,000,000 |
Prime + 0.75% |
4.50% |
*Offer applies to new home equity customers only. The Annual Percentage Rate (APR) is a variable rate based on the highest Prime Rate in the Money Rates section of the Wall Street Journal (the "WSJ Prime"). The maximum APR for all credits is 20%. The minimum APR for Line of Credit Accounts with credit limits up to $24,999 is 4.75% and is 4.50% for Accounts with limits between $25,000 and $1,000,000. Offer applies to owner occupied one-to-four family residences with a maximum loan-to-value ratio of 80% that are securing the transaction and are located in the state of Illinois. Normal underwriting guidelines apply. A $500 documentation fee is required at or before settlement. Consult your tax advisor about the deductibility of interest. Purchase of property insurance is required. A balloon payment may result.
Other Loans (Construction, Overdraft Protection, Auto, Debt Consolidation)
Contact us for current rates.
